January 2020 Newsletter

I am pleased to provide the 2019 calendar year performance figures for our respective portfolios below.

As you can see it’s been an excellent year for investors, with the performance of the 5 portfolios returning on average between 7.5% for our Conservative portfolio, and up to 21.4% for our Aggressive portfolio; all net of fees.

With interest rates likely to remain at current low levels, investing in a diversified portfolio that encompasses different asset classes and is tailored to your risk profile remains as relevant as ever.

At Collins House Online our Investment Committee reviews the assets of all portfolios on a daily basis, and makes changes to an individual’s portfolio when their current asset allocation moves far enough away from the target allocation. The thresholds we set however are wide enough so we can take advantage of any asset class momentum generated over the short term.

We are very happy with the results achieved over the past 12 months and believe that in this post Banking Royal Commission environment, being independent and conflict free provides a solid base in which to achieve superior returns for our clients.

We thank you for your support over the previous twelve months and look forward to a successful 2020.

# Past performance is not a reliable indicator of future performance
# Returns published are total returns and net of all fees
# Actual performance of your portfolio will vary from the published Model Portfolio returns due to the timing of your initial investment , on-going contributions, withdrawals and rebalancing